Seattle Lender Preflight Coordination

Yes. We schedule and join lender meetings, provide the underwriting package the lender requests, and answer process questions on the exchange timeline directly, so the lender understands why the one hundred eighty day deadline is fixed and not negotiable in the way a typical purchase closing might be.

Yes. We update the lender's underwriting assumptions quickly and keep every prospective lender aligned so a change in target property in Seattle, WA does not force the financing process to restart from scratch and jeopardize the closing deadline.

Yes. We identify non-recourse lenders and securitized loan options when the leverage level, asset type, and lease structure support that kind of financing, which matters to exchangers who want to avoid a personal guaranty on the new debt.

To fully defer your gain, the debt you take on the replacement property, combined with the cash you reinvest, generally needs to equal or exceed the debt and equity on the property you sold. Taking on less debt without adding cash to make up the difference creates boot, which is taxable, so we factor your relinquished property's mortgage balance into every lender conversation.

Preflighting your borrower profile lets a lender flag underwriting concerns, such as a debt service coverage ratio issue or a documentation gap, while you still have time to adjust your search criteria. Waiting until after a property is under contract to start financing conversations leaves far less room to react if a lender declines or offers materially worse terms than expected.

Yes, though both require careful structuring. Seller financing can create an installment note that complicates full deferral unless handled correctly, and a bridge loan needs a clear takeout plan before the one hundred eighty day deadline arrives. We flag these structures early so your CPA and intermediary can confirm the approach preserves your intended deferral.